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Postell's Mortuary Pre-Need

We know that making funeral arrangements can take a toll on your family.  To make things easier, we offer a pre-need trust plan that is regulated by the State of Florida Statutes Chapter 639 and the Department of Insurance.  Our pre-need plan is designed to make sure that your wishes are met, without the burden of last minute arrangements.  Whether you need to make arrangements, or simply need advice, our helpful staff will be happy to answer all your questions.

A General Summary of Florida Law
Regarding Pre-Need Funeral Contracts


“Pre-Need Contract” means a contract to furnish funeral Merchandise or service in the future.

“Funeral Merchandise” means any personal property offered or sold by any person for use in connection with the final disposition of a dead human body.

No person may sell a pre-need contract without first having a valid Certificate of Authority issued by the Department of Insurance.

All of the funds paid to or collected by any person under a pre-need contract for services, and 70 percent of all funds paid to or collected by any person under a pre-need contract for services, and 70 percent of all funds paid to or collected by any person under a pre-need contract for funeral merchandise, shall, within 30 days after the end of the calendar month in which payment is received, be deposited in this state under the terms of a trust instrument entered into with a national or state bank or savings and loan association having trust powers or a trust company.

MANY FIRMS TRUST 100% OF ALL FUNDS COLLECTED FOR BOTH SERVICE AND MERCHANDISE.

Any contract purchaser or his representative or legal guardian may cancel a pre-need contract by notifying the certificate holder of such cancellation in writing.  The certificate holder shall notify the trustee of such cancellation; and the trustee shall, within 30 days after receipt of written notification, pay to the contract purchaser or to the estate of the contract beneficiary all of the funds paid on the pre-need contract which are attributable to the sale of service and all funds paid on the pre-need contract which are attributed to the sale of funeral merchandise, except such amounts as may be retained by the certificate holder as liquidated damages as authorized by statute. MANY FIRMS REFUND ALL FUNDS COLLECTED AND DO NOT RETAIN ANY LIQUIDATED DAMAGES UPON CONTRACT CANCELLATION.

State law requires that records be periodically examined by State of Florida, assuring that at the time of death the arrangements you made will be carried out completely.


WHY PRE-ARRANGEMENTS?

Talking about death is often difficult.  Yet a death in the family may create problems for survivors which can sometimes be alleviated by discussion and pre-planning.  Funeral and burial arrangements are an important consideration and should be discussed openly and frankly.  Pre-arranging and sometimes pre-financing a funeral is a method some people choose to assist their survivors after death occurs.

In many things which are pre-planned, there can be unforeseen developments between the time of planning and of putting the plans into effect.  This is especially true in the pre-arranging of funerals since there is no way of knowing beforehand exactly when, where, how and under what circumstances death will come.  And these unknown factors could alter original plans substantially.

Careful counseling with an experienced funeral director can avoid unwise planning or even fraudulent schemes involving particularly the financing of funerals in advance of death.  There are many different reasons for pre-arranging a funeral.  Some people, especially those who are alone in the world, may want the assurance of a funeral and burial which meet their personal beliefs, standards or life-style.  Others feel a responsibility to assist survivors by arranging approximate funeral and burial cost guidelines.  Still other have moved to distant places, or maintain both summer and winter residences.  They may want to make sure that certain recommendations are heeded as to where the funeral and burial or other final disposition will take place.  Actually, there are almost as many explanations for pre-arranging funeral as there are people requesting them.

Advantages or disadvantages of funeral pre-arrangements depends upon the individual circumstances and cannot be generalized.  What may be satisfying for some could be impractical for others.  Pre-arranging a funeral is often a tentative plan contingent upon the belief that circumstances will remain relatively stable during the remaining lifetime of the pre-arranger and of those whom he or she involves in the arrangements.


Postell's PRE-NEED FUNERALS
Guarantees today’s price …whenever death occurs!

Now, at Postell’s Mortuary you can put an end to concern about future increases in the cost of funeral services.  Our inflation pre-need funeral guarantees that we will provide the complete service at the price you choose today - whenever the need arises.  The complete funeral services include:

  • Casket of your choice
  • Burial Vault of your choice
  • Removal, funeral and burial within 130 miles of any of our convenient locations
  • Securing death certificate and all necessary permits
  • Professional care and scientific preparation
  • Personal and professional services of funeral director and assistants
  • Use of facilities for visitations
  • Acknowledgement cards
  • Memorial Register
  • Use of funeral coach
  • Use of family limousine
  • Final tribute in your church or our chapel
  • Cremation services
  • Payment plan up to 24 months
  • Five different plans to choose from today

 

TO HELP YOU UNDERSTAND . . .

IT IS YOUR RIGHT, and our desire, that you have as complete an understanding as possible regarding the cost of our services.

The biggest factor is the time element in terms of our personnel and the use of the funeral home facilities.  The maintenance of this service is unending; that is, it must be available 24 hours every day of the year.  Therefore, ours is a 168-hour week and not the 40-hour week which is the accepted standard.

Many phases of our work are apparent; others are not.  The following analysis of some of these details will help you to understand that no two funerals are exactly alike.  Traditions, customs, social standings, personal feelings, financial ability and a multitude of other influences affect each funeral.  Our services must conform to each individual family’s wishes and their personal and religious needs.

IT’S JUST THE WAY I WANT IT
With the Postell’s Pre-Need program

Once you’ve made your decision, you tell us exactly what funeral service you wish.  We’ll help you put it in writing.  Then there’s no doubt about your expresses wishes.  So, there will be no family disputes or involvement by others who may not know what you wanted.  Your loved ones won’t need to ask:  Did we do the right thing?  Did we spend too much or too little?  Is it what he or she wanted?  Did we forget anything?  All that is eliminated because it’s in writing.

You can choose the payment plan that best suits your budget.


Postell's Pre-Need Plans
Effective March 1, 2012
PLAN A

Complete service . . . . . . . . . . . . . . . . . . . . . . .  $4,400.00
Hearse, One Car, Cloth Covered Embossed Doe Casket (Gray)
 Gemini Collection

PLAN B
Complete Service . . . . . . . . . . . . . . . . . . . . . . . $5,200.00
Hearse, One Limousine, Batesville Gemini Collections.

PLAN C
Complete Service . . . . . . . . . . . . . . . . . . . . . . .  $5,900.00
Hearse, One Limousine, 20 Gauge Homeward Selection. (Blue, White, Silver or Bronze Coppertone).

PLAN D
Complete Service . . . . . . . . . . . . . . . . . . . . . . .  $7,200.00
Hearse, Two Limousines, 18 Gauge Astral Selection. (Lord's Prayer Bronze/Blue/White, Praying Hands Bronze/White/Blue).

PLAN E
Christian Service . . . . . . . . . . . . . . . . . . . . . . . . $4,000.00
Rental Casket and Cremation Following Service

PLAN E
Direct Cremation . . . . . . . . . . . . . . . . . . . . . . . . . $ 995.00
No Service, No Embalming

**Note**

These prices do not include cemetery costs (Ex. Grave Space, Opening and Closing, and Vault). Separate arrangements can be made with your choice of cemetery.


Other cash advance  - Death Certificates $10.00 each
Family Flowers  -  $120.00 and up
Funeral Notice   -  Local Newspaper, $325.00 and up
Funeral Escort Service -  $350.00 - $450.00
Additional Limousines - $300.00 each